fintrux - https://www.fintrux.com/

Hi, crypto-guys! And again I will talk about the market of p2p lending. Meet the project - FintruX and its advantages. The main activity of the platform will be assistance in obtaining unsecured loans to small and medium-sized enterprises. Taking into account risks and offering:
The four cascading levels of credit enhancements provide unprecedented risk reduction towards unsecured loans:

1. Over-collateralization acting as additional security; and if it fails to cover all losses arising from the same borrower,
2. Third-party guarantors take care of the overflow losses from the above for the selected loans; and if it still fails,
3. Cross-collateralization pool provides additional insurance; and if it still fails,
4. Five (5)% of all FTX Tokens has been reserved to cover any losses incurred by lenders.
   Business model
   FintruX Network is a multi-sided platform and ecosystem that delivers value not just to borrowers and lenders, but also to guarantors and agencies. The lender will deposit funds and choose a credit decision package provided by one of the rated agencies; which include recommended fraud, identity and credit scoring agencies. Borrowers filter criteria based on available funding parameters and are instantly matched to appropriate lenders. Borrowers can be represented by affiliate marketing agency partners. After due diligence, funding is provided and subsequently lenders receive the invested principal and interest upon payments made by the borrowers.
   With the exception of the collateralization pools and currency being financed, inside the FintruX Network
   everything is tokenized. Agencies, guarantors, and FintruX Network are all being paid in FTX Token. Rewards and late charges to borrowers are paid in FTX Token as well. FintruX will continuously sell collected tokens back to the participants to finance the operation and provide liquidity. This creates a token economy for the limited supply of FTX Token.
   
   FintruX Network collects 10% of each loan as over collateralization and injects that into the respective cross-collateralization pools. Each pool is designated by the same credit decision package and in the same
   currency. In addition, 5% FTX Token has been reserved to cover credit/default losses as a last resort.

In details -Whitepaper.
Token sale
HARD CAP: (OVERALL CAP) (PRE-SALE)
STARTS: 7th of February 2018 17:00 UTC
ENDS: 28th of February 2018 17:00 UTC
EXCHANGE: Base Price = 1:1500 FTX
CURRENCY: ETH
BONUSES: 5%, 2.5%, 1.2%, 0.6%, 0% (Diminishing Incentive Bonuses)
MIN. TRANSACTION AMOUNT: 0.1 ETH
MAX. TRANSACTION AMOUNT: Unlimited

Well, in conclusion, I emphasize that the development team has working in the credit market for a long time and it knows all the complexities and problems of the industry, and therefore integration with block technologies and the launch of a working popular version of the platform should cause be fast and successfully.

For more information, please visit Link:
· Web-site: https://www.fintrux.com/
· ANN bitcointalk: https://bitcointalk.org/index.php?topic=2286042
· Facebook: https://www.facebook.com/fintrux
· Twitter: https://www.twitter.com/fintrux
· Telegram: https://t.me/debitum
· WhitePaper: https://www.fintrux.com/home/doc/whitepaper.pdf